Small Business Superannuation Clearing House closing: what to do now
The Australian Taxation Office has announced the closure of the Small Business Superannuation Clearing House (SBSCH). This change will affect thousands of small businesses that rely on the service to manage superannuation payments. Business owners must prepare early to ensure compliance and avoid disruption.
Small Business Superannuation Clearing House is Closing: What You Need to Know
The Australian Taxation Office has announced the closure of the Small Business Superannuation Clearing House (SBSCH). This change will affect thousands of small businesses that rely on the service to manage superannuation payments. Business owners must prepare early to ensure compliance and avoid disruption.
Key Dates for the Closure
The SBSCH will close in stages. Two key milestones apply:
- From 1 October 2025, no new registrations will be accepted.
- From 1 July 2026, the service will be fully closed.
If you are currently using the SBSCH, you must make arrangements before these dates to transition to an alternative superannuation payment solution.
Why the Closure Is Happening
The closure is linked to broader reforms in the superannuation system. The government is moving towards Payday Super, where employers will pay superannuation at the same time as salary and wages. The SBSCH was not designed for this model, so businesses will need to shift to other methods of paying super contributions.
Who Is Affected
The SBSCH is used by small businesses with fewer than 20 employees or with turnover below $10 million. Many employers have relied on it as a free and simple option. Once it closes, these businesses will need to review their payroll systems or choose another clearing house.
Employers who already use commercial payroll software or industry super fund platforms might not notice major changes. Those relying only on the SBSCH must take proactive steps.
Preparing for the Transition
To avoid last-minute stress, start preparing now. There are several steps you should take:
- Review whether your business currently uses the SBSCH.
- Check if your payroll or accounting software includes super payment features.
- Explore alternative clearing houses or super fund payment systems.
- Speak with your bookkeeper or accountant to ensure compliance.
- Train staff on the new payment method to avoid errors or delays.
Alternative Options for Employers
When the SBSCH closes, you will have several alternatives:
- Payroll software: Many systems include built-in super payment capabilities.
- Commercial clearing houses: These providers offer services for processing contributions to multiple super funds.
- Super fund platforms: Some industry super funds offer payment portals for employers.
Choosing the right option will depend on the size of your workforce, your current systems, and the level of reporting you require.
Risks of Not Acting Early
Delaying preparations can create risks. If you fail to pay superannuation correctly, you may face penalties, administrative costs, and compliance issues. Late or missed super payments can also create tension with staff and damage trust. Acting early ensures a smooth transition and keeps your business compliant.
How Trinity Accounting Practice Can Help
We understand the pressure small businesses face when rules change. Our team provides guidance to ensure you meet your obligations and keep your payroll systems efficient. We can help you:
- Review your current payroll and super processes.
- Select the best alternative to the SBSCH for your business.
- Set up and test new systems before the deadline.
- Stay compliant with Payday Super requirements.
Take Action Now
The SBSCH will not be available for new users after October 2025, and it will be fully closed by July 2026. Do not wait until the deadline approaches. Start planning now, explore your options, and speak to a professional advisor.
At Trinity Accounting Practice, we support small businesses with payroll, superannuation, and compliance. Contact us today to prepare for the changes and protect your business.
Why Choose Trinity Accounting Practice?
- Local expertise – We understand the needs of Sydney businesses and individuals.
- Comprehensive services – From bookkeeping to complex tax planning, all in one place.
- Industry specialists – Tailored accounting for trades, construction, childcare, and medical sectors.
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- Proven experience – Serving clients since 2003 with consistent, reliable service.
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